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8 May 2019

Bajet Kewangan Secara Am.

Ya, a very different post this time since I can't sleep.
Plus, I'm not actually an emo-sappy person in real life.
It's just I love to write about life and feelings in general.
But this time it's different.
This is a part of my thoughts, yang bikin aku ada goal untuk masa hadapan. Ceh.

To me, bajet kewangan secara amnya..
Ah yelah secara am, sebab takdanya bajet kewangan secara Am-pang kan..
Tak ramai sedar it's actually important.

Sejak usia dah makin meningkat ni aku selalu fikir pasal benda ni.
Man, why I don't think about this at all during my younger age? 
Aku rasa aku baru start fikir secara serious pasal benda ni, last year kot.
Dulu? Takda. At all.
Yang aku tahu kerja untuk aku sara part-time degree aku. Tu paling penting.
Aku tak peduli aku kopak. Yang aku tahu aku dapat bayar part-time degree aku.
Part time degree aku satu sem untuk 3 subject, RM2010 gitu eh. 3 subject tau.
Overall aku dah bayar lebih 17k sekarang.
IMAGINE IF I DON'T SAMBUNG DEGREEE.. Would I save that 17K?
I don't think so ha-ha-ha sedar sedar tak tahu duit hilang mana.

So, I actually see my studies fee as a part of investment in my life.
Present life, not ok. But in terms of future life, it's gonna be worthy.
Mungkin sebab itu aku tak berapa kisah pasal duit kurang, limited free time & no social life.

BUT

As we're growing up to become an adult..actually life is more than that.
Life is more than just commitment.

In life you have to think about 3 things basically.
Present life, future life and also happy life.
In term of financial; commitment, savings and expense.

Aku suka baca pasal saving tips orang.
Aku suka baca pasal financial management.
Aku suka baca pasal investment tips.

But in the end, aku conclude yang aku langsung tak pakai tips orang.
Aku modified, ikut kemampuan aku.
Sebab bagi aku, benda paling penting for financial management ni bila kau tahu apa kau nak.

Haa gitchew.

Kalau tak sedar-sedar lagi, cuba la fahamkan sikit-sikit.
It's better late than never, guys.
Sikit sikit lama-lama jadi bukit, kecuali kalau kau campak semua kat laut.

Save early so that you can retire early!!!!!! I'm planning to retire at the age of 55 ha that's why.
Ok babai,

Well Regards,
Alia (yang tak emo seperti yang disangka)

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